Online banking (like ING) lets you send money to people quickly and easily, but you have to ask the recipient for their account # first. Many people are reluctant to share their checking account # with people, even friends and family. Why? Because they're afraid someone might gain access to their account and steal money.
Banks should offer their customers a second account number that is for one-way transactions only... into the account (deposit-only account number). Perhaps it exists already??? If so, not prevalent enough.
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